Terms of Service

1. Definitions

2. Acceptance of Terms

By accessing, browsing, or using BCKChodi.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These terms constitute a legally binding agreement between you and BCKChodi.com.

2.1 Agreement to Terms

• Your use of our Service constitutes acceptance of these terms
• If you do not agree to these terms, you must not use our Service
• Continued use after changes to terms constitutes acceptance of modified terms

3. Description of Service

BCKChodi.com provides educational content and informational resources about cryptocurrency platforms, with a focus on Uphold and related blockchain technologies. Our Service includes:

• Educational Guides: Step-by-step tutorials and explanations about cryptocurrency platform features
• Informational Content: Articles about blockchain technology, digital asset management, and security best practices
• Platform Analysis: Educational reviews and comparisons of cryptocurrency platform features
• Security Education: Information about protecting digital assets and maintaining account security
• Industry Updates: Educational content about cryptocurrency industry developments

4. User Eligibility

4.1 Age Requirements

• You must be at least 18 years old to use our Service
• Users between 13-17 may use our Service only with parental consent and supervision
• We do not knowingly collect information from children under 13

4.2 Legal Capacity

• You must have the legal capacity to enter into binding agreements
• You represent that you are not prohibited from using our Service under applicable laws
• You agree to comply with all local, state, and federal laws while using our Service

5. Educational Disclaimer

5.1 Not Financial Advice

• No Investment Recommendations: We do not recommend buying, selling, or trading any cryptocurrencies
• No Financial Planning: Our content is not intended as financial planning or investment strategy advice
• Independent Research Required: Users must conduct their own research and consult qualified professionals
• Risk Acknowledgment: Cryptocurrency investments carry significant risk of loss

5.2 Platform Independence

• We are not affiliated with, endorsed by, or sponsored by any cryptocurrency platform
• Educational content about platforms does not constitute endorsement
• Users should verify all information with official platform sources

6. Prohibited Uses

You agree not to use our Service for any unlawful or prohibited activities. The following table outlines prohibited uses:

7. Intellectual Property Rights

7.1 Our Content

• Copyright Protection: All content on BCKChodi.com is protected by copyright and other intellectual property laws
• Ownership: We own or have licensed rights to all content, design, graphics, and functionality
• Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal, educational purposes only

7.2 Permitted Uses

• Personal reference and education
• Sharing links to our content (not copying content itself)
• Brief quotations with proper attribution for educational or commentary purposes

7.3 Prohibited Uses

• Commercial use without written permission
• Reproduction, distribution, or republication of substantial portions
• Creating derivative works based on our content
• Removing copyright notices or attributions

8. User Content and Conduct

8.1 User-Generated Content

If you submit comments, questions, or other content to our Service:

• You retain ownership of your content but grant us a license to use, display, and distribute it
• You represent that your content is original and does not infringe on others' rights
• You agree that your content complies with our community standards
• We reserve the right to remove any content that violates these terms

8.2 Community Standards

• Respectful Communication: Treat other users with courtesy and respect
• Educational Focus: Keep discussions focused on educational topics
• No Spam: Do not post repetitive, promotional, or irrelevant content
• Accurate Information: Strive to share accurate information and correct mistakes when identified

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimers and Limitations

10.1 Service Disclaimer

10.2 Content Accuracy

• We strive for accuracy but cannot guarantee that all information is current, complete, or error-free
• Cryptocurrency platforms and regulations change frequently
• Users should verify information with official sources
• We are not responsible for decisions made based on our content

10.3 Limitation of Liability

• No Financial Liability: We are not liable for any financial losses resulting from cryptocurrency activities
• Maximum Liability: Our total liability shall not exceed $100 or the amount you paid to access our Service (if any)
• Consequential Damages: We are not liable for indirect, incidental, or consequential damages
• Third-Party Actions: We are not responsible for actions of third-party platforms or services

11. Indemnification

You agree to indemnify, defend, and hold harmless BCKChodi.com, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt arising from:

• Your use of our Service
• Your violation of these Terms of Service
• Your violation of any third party's rights
• Any content you submit or transmit through our Service
• Your cryptocurrency trading or investment activities

12. Termination

12.1 Termination by You

• You may stop using our Service at any time
• You may request deletion of your account and personal data
• Termination does not affect your obligations under these terms

12.2 Termination by Us

• We may suspend or terminate your access for violations of these terms
• We may discontinue our Service with reasonable notice
• Termination may be immediate for serious violations

12.3 Effect of Termination

• Your right to access our Service ends immediately
• Provisions regarding liability, indemnification, and dispute resolution survive termination
• We may retain certain information as required by law or legitimate business purposes

13. Modifications to Terms

13.1 Right to Modify

We reserve the right to modify these Terms of Service at any time. When we make changes, we will:

• Update the "Last Updated" date at the top of this page
• Post the revised terms on our website
• Provide notice of material changes through email or website notifications
• Allow a reasonable period for you to review the changes

13.2 Acceptance of Changes

• Continued use of our Service after changes constitutes acceptance
• If you do not agree to changes, you must stop using our Service
• We may require explicit acceptance for significant changes

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction where BCKChodi.com operates, without regard to conflict of law principles.

14.2 Dispute Resolution

• Informal Resolution: We encourage informal resolution of disputes through direct communication
• Binding Arbitration: Disputes that cannot be resolved informally may be subject to binding arbitration
• Class Action Waiver: You agree not to participate in class action lawsuits against us
• Jurisdiction: Any legal proceedings must be brought in the appropriate courts of our jurisdiction

14.3 Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Information

Acknowledgment